5 Reasons Why You Need Discount Health Care

With the cost of medical treatment and prescriptions constantly on the rise, and unemployment being higher than ever, more and more people are finding getting even the most basic medical care impossible. For many people who are living paycheck to paycheck, going to the doctor can mean that they are going to be short on rent, or will have to skip a meal. But health is extremely important and effects your quality of life. If you can’t afford health insurance, and therefore have to sacrifice medical care you should look into a discount health plan. Here are 5 reasons why you need discount health care if you’re under or uninsured.

1) The first and most important reason to sign onto a discount health care plan is that you can still get the medical treatment you need without going broke. Going to the doctor, whether it’s for something like a routine physical or for something more serious, shouldn’t be a luxury. It’s a necessity to maintain a healthy life. So with a discount health plan, you can have affordable access to this vital medical treatment.

2) Another great reason to sign up for a discount medical plan is that you don’t have to worry about not qualifying because of pre-existing conditions. Anyone, regardless of their current medical condition can qualify.

3) With a discount medical plan, you also don’t have to worry about filing complicated claim forms and then waiting for your benefits to kick in. Discount medical plans work almost like a money-saving coupon. When you pay for your services rendered, you then receive the discount right away–something people who are lacking funds can really appreciate.

4) Another great reason to sign up for a discount health care plan is that your whole household can benefit from the savings. Of course it would depend on the plan and company you choose to get your discount health care benefits from, but that means that your children (typically 25 years and under) living in your household, along with your spouse, and any parents 60 or older living with you can enjoy the benefits of your discount medical plan.

5) Arguably, one of the most appealing aspects of a discount medical plan is that you don’t have to worry about your membership being denied for any reasons. Unlike traditional insurance, a discount medical plan has no restrictions, exclusions, and you don’t need a physical to qualify. In addition, since it is unlike a traditional medical insurance plan, you don’t need to worry about benefit caps.

All in all, your health isn’t something that you should leave hanging in the unknown. If you can’t afford a traditional health care plan and can’t get the medical attention and prescriptions you need, then you should most definitely look into a discount health care plan. Your health is your livelihood and you should do all you can to keep it going strong. Make it happen and sign up for a discount health plan today.

RN Nurses Make Up the Largest Group of Health Care Professionals

The largest group of health care professionals…and growing

RN Nurses belong to the largest group of health care professionals in the US today. In 2008 there existed 2.6 million nursing jobs in the US. 60 % of this number was employed in hospitals while various smaller health care and health education facilities accounted for the rest. The nursing profession is divided into many specializations, each classified according to the branch of medicine to which they belong and the type of service that is required of the nurse.

Types of Nursing Care

You may for instance have RN nurses trained especially to care for the elderly. Within this capacity, a nurse may give primary health care, nursing care, drug administration care and specialty care.

Primary health care refers to the advice and services given for initial check-ups and health problems. While this form of health care is usually associated with doctors, RN nurses may also dispose of these functions within their scope of competence.

Nursing care refers to overseeing the implementation of the physician’s directives. In this capacity, RN nurses may provide psychiatric care for mentally disturbed people. This category also includes caring for women in their pre-natal stage and after they give birth.

RN nurses may also take care of administering drugs to patients in accordance with the prescription of the attending physician.

Specialty care denotes the services rendered by nurses within their field of specialization. As such we have nurses who provide geriatric care for old people, cardiac care for people affected with heart ailments, and so on.

What are the prospects for RN nurses?

Because of the many areas of medical concern that nurses serve and the above-mentioned types of nursing services, the number of possible jobs for a nurse will be the number of fields of Medical Science multiplied by the number of service types. Obviously, the opportunities are ideally inexhaustible, considering that world population is growing in numbers, if not in terms of birth rate.

Facts about US population

Today, the batch of people in the US between age of 46 to 65 belong to that special group called “boom babies” who were born between 1947 and 1964, immediately after World War II. This period is characterized by a high birth rate percentage, peaking at 2 % in 1950 and fluctuating down to 1.4 in 1964. Since then the birth rate has dropped to below 1 %.

The “boom babies” represent a dramatic rise in the population. It is anticipated that as the people belonging to this batch age, the need for geriatric nursing care will constantly rise. If we were to consider the youngest individuals in the group (aged 45), we would expect the need for geriatric nursing care to up for the next 35 or 40 years. And considering that elderly patients may have other problems besides their old age to contend with, we should anticipate the over-all need for nurses to rise within that period.

What about the Recession?

The nursing profession has not remained unaffected by the economic crisis in the sense that a great number of lay-offs have been witnessed since 2007. But as a result, the number of RN nurses who are employed in hospitals is far below the population of patients that have to be attended to. Because of this current shortage, hospitals are hiring once more.

Besides openings in health care institutions, RN nurses should not have difficulty finding jobs with the private sector. There are millions of people needing health care of one kind or another who would prefer to stay at home. An RN with initiative should never find himself/herself without practice.